1Will These Technologies Kill Cash Once and For All?

Will These Technologies Kill Cash Once and For All?

Jan 11, 2017

Originally Posted On: ozy.com By: Kyle Ferguson When Lending Club fired its CEO over dodgy lending practices earlier this year, people feared the scandal would set back the world of alternative finance. But the misstep was actually a blessing: While the missteps were unfortunate, they inspired other lenders to get more disciplined. Financial technology (fintech) […]

24 financial tips you really should’ve learned in college but didn’t

4 financial tips you really should’ve learned in college but didn’t

Oct 14, 2016

Originally Posted On: Mashable.com By: Dusty Wunderlich Don’t listen to your parents or teachers. This may sound a bit counterintuitive, but it’s advice we must heed to break the cycle of bad financial decisions. The two biggest messages pushed onto Millennials are the importance of higher education and home ownership. But both of these are turning […]

3Experts in financial services, IT, security and compliance discuss the major issues facing IT executives at financial services companies.

Experts in financial services, IT, security and compliance discuss the major issues facing IT executives at financial services companies.

Oct 6, 2016

Originally Posted On: CIO from IDG By: Jennifer Lonoff Schiff Being the CTO or CIO of a financial services provider is harder than ever in today’s data-driven, hacker-plagued digital world. In addition to making sure the organization’s systems are operating smoothly at all times, they face a number of technology- and compliance-related challenges, issues that […]

4How Alternative Finance Is Democratizing a Stale Industry

How Alternative Finance Is Democratizing a Stale Industry

Sep 6, 2016

Originally Posted On: Equities.com By: Dusty Wunderlich The future of finance is decentralization. Big banks still dominate the landscape, but new companies are giving them a run for their money (pun intended) with unbundled services. For decades, big banks controlled the infrastructure, hardware, and operating systems for financial products. If someone wanted to open a […]

54 Lessons Learned From the LendingClub Controversy

4 Lessons Learned From the LendingClub Controversy

Jul 14, 2016

Originally Posted On: Equities.com By: Kyle Ferguson In the financial technology industry, it’s difficult to crash harder than LendingClub is crashing right now. LendingClub’s founder and CEO, Renaud Laplanche, doctored a small number of loans to meet the criteria for banks to purchase them. Laplanche’s actions called into question the integrity of the company’s every […]

63 Ways to Embrace AI Advancements in Consumer-Facing Businesses

3 Ways to Embrace AI Advancements in Consumer-Facing Businesses

Jun 27, 2016

Originally Posted On: Multichannel Merchant By: Michael Thorne Artificial intelligence is on the lips of every influencer in Silicon Valley. Mark Zuckerberg is building his own artificially intelligent butler, and Elon Musk recently launched an AI company. We’re still a long way from the superintelligence of the future. But AI is on the rise, and […]

7The truth about schooling: Is a university degree worth it?

The truth about schooling: Is a university degree worth it?

May 9, 2016

Originally Posted On: News4 By: Emily Pacillo RENO, Nev. (News 4) — Student loans make up the second largest debt of U.S. households, following mortgages. When comparing college tuition from 20 years past, it has skyrocketed. “The college graduate makes the same as they did in 1979, yet, college tuition has quadrupled in that period […]

8The Blockchain Revolution and the Future of Fintech

The Blockchain Revolution and the Future of Fintech

Apr 19, 2016

By: Michael Thorne, CTO This post was originally featured on equities.com Blockchain technology may be the most revolutionary concept in the already groundbreaking fintech field. Blockchain and distributed ledger systems offer sophisticated ways to automate, secure, and audit transactions of tangible and intangible assets. As people and companies increasingly use apps, wire transfers, and other […]

9RepairPal Expands Consumer Access To Quality Service With One Road Lending

RepairPal Expands Consumer Access To Quality Service With One Road Lending

Apr 12, 2016

Originally Posted On: aftermarketNews By: aftermarketNews Staff RepairPal-certified auto shops and technicians can now service more customers across the credit spectrum thanks to its new partnership with One Road Lending, a consumer financing structure designed to fit the needs of under-served auto shop customers. With more than 4 million unique monthly visitors, RepairPal provides one […]

105 Steps for Building Good Credit From Scratch

5 Steps for Building Good Credit From Scratch

Apr 5, 2016

By: Michael Thorne, CTO This post was originally featured on Banks.com Credit impacts many areas of modern life, far beyond the interest rate on your MasterCard. The consequences of your relationship with credit are unavoidable. Being “credit invisible” — having never borrowed money or recently developed any credit history — has implications when renting a […]