Bristlecone is a group of individuals frustrated by current financing options. Like our customers, we survived the Great Recession. Like our merchants, we adapted to a changing market. We knew we weren’t alone. So we set out to build financing that made more sense for everyday people.

We partnered with the smartest and the best to build a more resilient, reliable and more accessible finance model. We found those with shared values to collaborate in our mission. We work with the most trusted retailers in each market. We strive to delight our customers with prime customer service. Together, we want to revolutionize consumer finance using modern technologies.