Our Story

Bristlecone is a group of individuals frustrated by current financing options. Like our customer, we survived the Great Recession. Like our merchants, we adapted to a changing market. We knew we weren’t alone. So we set out to build financing that made more sense for everyday people. We partnered with the smartest and the best to build a more resilient, reliable and more accessible finance model. We found those with shared values to collaborate in our mission. We work with the most trusted retailers in each market. We strive to delight our customers with prime customer service. Together, we want to revolutionize consumer finance using modern technologies.

Our Why

We believe you are more than your credit score.

We believe the credit market is broken. Traditional credit scores are incomplete.
We believe every individual should be priced fairly and accurately. The more dependable the individual, the better the pricing.

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Traditional Pricing

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Bristlecone Pricing

Our Culture

Three core values drive everything we do.

Innovate


To always strive to create better systems & products to serve an ever changing marketplace.

Empower


To treat every consumer with the respect they deserve & the chance to prove their integrity.

Serve


To help our community make meaningful decisions on a budget.

Up-to-date career opportunities are available on our Careers page.

Our Team

We are a team of innovative entrepreneurs committed to changing the world of financial services for the better.

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Dusty Wunderlich

Chief Executive Officer

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Jeffrey Jones

Chief Analytics Officer

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Kelsey Martin

Chief People Officer

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Kyle Ferguson

President

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Matthew Digesti

Chief Legal Officer

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Michael Thorne

Chief Technology Officer

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Rick Shaff

Chief Financial Officer

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Rob Griffin

Chief Operating Officer

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Ashley McDermaid

Director of Compliance

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Brooke Rose

Director of Communications

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Bryan Keeney

Software Engineer

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Carmen Castillo

Account Executive

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Charisma Sotomayor

Senior Accountant

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Charlie Nelson

VP of Business Development

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Chelsea Allred

Concierge

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Cinthia Monroy

Concierge

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Danelle Gordon

Concierge

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Diana Rivera

Accounting Clerk

Doug Harding - Bristlecone Holdings

Doug Harding

Senior VP of Origination

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Ed Maldonado

Account Executive

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Gabby Perez

Team Manager

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George Spark-Stahl

Software Engineer

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Jacob Medeiros

Data Entry Intern

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Jackie Vanderwell

Concierge

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Janet Solis

Concierge

Jennifer Amaro - Bristlecone Holdings

Jennifer Amaro

Compliance Concierge

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Joshua Smith

Business Intelligence Analyst

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Katie Shive

Customer Experience Manager

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Lou

Concierge

Lucas Combs - Bristlecone Holdings

Lucas Combs

Software Engineer

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Matt Hack

Origination Specialist

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Miah Brouhard

Compliance Administrator

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Miriam Mendoza

Concierge

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Morgan McHenry

Concierge

Nick Brewer - Bristlecone Holdings

Nick Brewer

Account Executive

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Paula Olivas

Concierge

Renelle Pinero - Bristlecone Holdings

Renelle Pinero

Data Analyst

Rich Chism - Bristlecone Holdings

Rich Chism

IT Systems Manager

Sara Rasmussen - Bristlecone Holdings

Sara Rasmussen

Data Engineering Manager

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Saul Perez

Concierge Manager

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Shayla Blount

Compliance Concierge

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Sydney Randall

Concierge Lead

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Clayton Lamb

Business Development Executive

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Michael Carney

Business Development Executive

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Shannon Martell

Team Manager

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Diana Escobedo

Concierge